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Mortgage Calculators
The following online calculators serve as helpful tools during the mortgage process.
Payment/Amortization
Calculate your monthly payment and see how the principal is paid over time.
Rent vs. Own
Calculate the difference between renting and buying a home.
Annual Percentage Rate (APR)
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings
Determine the estimated tax savings with a new loan.
 
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
Alex Lane, Mortgage Loan Officer NMLS #638403
Phenix-Girard Bank - Mortgage Lending
801 13th Street, Phenix City, AL  36867
Office:  (334) 298-0691
Cell:  (706) 442-9559
Direct:  (334) 664-2123
alex.lane@phenix-girard.com
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